Whether you own the building, lease it, or lease it out, we arrange cover for the property, what's inside it, and the income it generates.
Takes 2 minutes. We call you back same business day.
The building is only part of the risk. The covers below are what keep a property loss from becoming a business loss.
Fire, storm, impact and more — with the sum insured set against real rebuild costs, not last decade's valuation.
Fit-out, machinery, stock and office contents — everything inside that your business needs to trade.
If an insured event shuts you down, this replaces lost profit and covers ongoing costs while you rebuild — often the difference between recovering and closing.
Leasing the property out? Cover for loss of rent, tenant default options and liability as a property owner.
Shopfront glass and signage cover for premises where presentation is part of the business.
Your liability as the owner or occupier if someone is injured at the premises.
One conversation puts your business in front of 90+ insurers. You get cover and cost compared side by side — not one company's take-it-or-leave-it price.
Online policies are one-size-fits-all. We ask about how your business really runs, so you're not underinsured where it matters or paying for cover you don't need.
If something goes wrong, you call us — not a call centre. We manage the claim with the insurer and push to get you paid and back to work.
A quick form or phone call — what you do, what you need covered, and when you need it by.
We approach insurers that suit your industry and come back with recommendations in plain English.
Pick the option that fits, and we place the cover and send your documents — including certificates of currency when you need them.
An owner-occupier insures the building plus their own business inside it. A landlord insures the building, their liability as owner, and usually loss of rent — while the tenant insures their own contents, stock and liability. Leases often dictate who insures what, so bring yours and we'll line the cover up with it.
It covers the money you don't earn while the property can't be used after an insured event — lost profit, plus fixed costs like rent and wages that keep going. It's the most underused cover in commercial property, and the one owners most often wish they'd had.
Rebuild costs have moved a lot in recent years, and underinsurance clauses can cut claim payouts if your sum insured is too low. We'll talk through current rebuild rates and whether a valuation is worth getting.
It changes who the insured party needs to be, which matters enormously at claim time. Tell us the ownership structure and we'll make sure the policy names the right entities.