Whether a contract says you need $5 million or $20 million, we'll compare your options across multiple insurers and get your certificate sorted fast.
Takes 2 minutes. We call you back same business day.
Public liability protects your business when your work or premises cause injury or property damage to someone else. Here's what that means in practice.
If a customer, visitor or member of the public is injured because of your business activities, your policy responds to the claim.
Damage your work causes to someone else's property — a client's floor, a neighbouring site, a customer's equipment.
Liability claims get expensive before they're even decided. Cover for the legal costs of defending a claim is built in.
Councils, builders and principals set minimum limits. We arrange the limit your contracts demand — no more guesswork.
If something you sell or supply causes injury or damage after it leaves your hands, products liability picks it up.
Working across state lines? We make sure your cover follows your business wherever the work is.
One conversation puts your business in front of 90+ insurers. You get cover and cost compared side by side — not one company's take-it-or-leave-it price.
Online policies are one-size-fits-all. We ask about how your business really runs, so you're not underinsured where it matters or paying for cover you don't need.
If something goes wrong, you call us — not a call centre. We manage the claim with the insurer and push to get you paid and back to work.
A quick form or phone call — what you do, what you need covered, and when you need it by.
We approach insurers that suit your industry and come back with recommendations in plain English.
Pick the option that fits, and we place the cover and send your documents — including certificates of currency when you need them.
Usually the answer is set for you: check your contracts, licence conditions or site requirements, as most specify $5m, $10m or $20m. If nothing specifies it, we'll help you weigh up the risk of your work — the price difference between limits is often smaller than people expect.
Once cover is placed, typically the same business day. If you've won work and the principal wants a certificate before you start, get in touch early and we'll move fast.
No — it covers your liability to other people. Your own injuries are the domain of personal accident or workers compensation cover, and your own gear needs property or tool cover. We can package these together so nothing falls through the cracks.
Sometimes — and sometimes the exclusions bite exactly where your business is exposed, like hot works, heights, or particular activities. A broker's job is to read that fine print against what you actually do before you buy, not after a claim is refused.