Truck & transport insurance

Truck insurance from someone who knows trucks

Owner-driver or small fleet, we arrange the whole picture — the truck, the trailer, the load and your liability — and we understand that a truck off the road is income lost.

  • Trucks, trailers and plant covered under one strategy
  • Carriers' liability and goods in transit for the load you haul
  • Downtime cover options to protect your income after an accident

Get a quote

Takes 2 minutes. We call you back same business day.

90+ insurers comparedOne conversation puts you in front of the market
5.0-star Google ratingFrom 89 reviews by clients like you
500+ Australian businessesTrust Co-Pilot for finance & insurance
What we can arrange

Cover for the truck, the load and the business

Transport insurance done properly is more than comprehensive cover on the truck. We look at everything that earns you money — and everything that could stop it.

Comprehensive truck cover

Accident, fire and theft cover for prime movers, rigids and light trucks — with agreed or market value set deliberately, not by default.

Trailers

Tautliners, tippers, flat tops, fridge vans — owned or hired in, insured to match how you use them.

Carriers' liability & goods in transit

If the freight you're carrying is damaged, this is the cover that responds. Critical whether you run under consignment terms or contracts.

Downtime cover

After a not-at-fault or insured accident, downtime cover helps replace lost income while your truck is repaired.

Public liability for transport

Liability cover arranged with transport operations in mind — loading, unloading and everything in between.

Fleet packages

Running more than one truck? Fleet arrangements can simplify admin and sharpen pricing as you grow.

Why go through a broker

We work for you, not the insurer — and we fight for your yes

We shop the market

One conversation puts your business in front of 90+ insurers. You get cover and cost compared side by side — not one company's take-it-or-leave-it price.

Cover that actually fits

Online policies are one-size-fits-all. We ask about how your business really runs, so you're not underinsured where it matters or paying for cover you don't need.

Someone in your corner at claim time

If something goes wrong, you call us — not a call centre. We manage the claim with the insurer and push to get you paid and back to work.

How it works

Sorted in three steps

1

Tell us about your business

A quick form or phone call — what you do, what you need covered, and when you need it by.

2

We compare your options

We approach insurers that suit your industry and come back with recommendations in plain English.

3

You're covered

Pick the option that fits, and we place the cover and send your documents — including certificates of currency when you need them.

Common questions

Straight answers

I'm an owner-driver. Is my setup different to a fleet policy?

Yes — owner-drivers are usually placed on single-vehicle commercial policies, and the details matter: who drives, what you cart, and the areas you run. As you add trucks, we can move you to a fleet arrangement when the numbers make sense.

Does it matter what freight I carry?

A lot. General freight, refrigerated goods, livestock and dangerous goods are all rated and covered differently — and carriers' liability wording needs to match your freight and your contracts. Tell us what's on the trailer and we'll match the cover to it.

Am I covered interstate?

Policies can be arranged for Australia-wide operations, but radius and usage need to be declared correctly — getting this wrong is a common reason claims get complicated. We set it up to match where you actually run.

What happens to my income while the truck is being repaired?

Without downtime cover, usually nothing — repairs can take weeks and the bills don't stop. Downtime or loss-of-income options can pay a weekly amount while an insured vehicle is off the road, and we'll show you what that costs before you decide.

Keep your wheels earning